The IMF does not require loan guarantees from countries, but requires the government to seek help to correct its macroeconomic imbalances in the form of policy reforms. If the conditions are not met, the funds are withheld. Conditionality is the most controversial aspect of IMF policy. These credit conditions ensure that the borrowing country will be able to repay the Fund and that the country does not try to resolve its balance of payments problems in a way that would have a negative impact on the international economy. . . .